Dear valued customers, as you must all be aware of COVID-19 and the strict protocols which have been implemented nationally, it is important that we continue to provide facilities to look after our current and prospective customers needs. Effective March 18th, 2020, My Insurance Broker closed its corporate offices and has since had all members of its staff and broker partners working from home. Although we maintain a few members of our team to continue to maintain administration functions, our doors continue to be temporarily closed to the public. We can however maintain all your queries through one of our secure alternative channels. Existing Clients: Please call us on our toll-free line or contact your broker directly. Our blog is constantly being updated and will have more information on ways to manage your policy, changes, and requests from the comfort of your home. Check back for this information and other useful tips while managing COVID-19 soon. New/Prospective Clients: Shopping has never been easier through our Online Quoter. Please complete your details online and one of our insurance specialists will contact you to discuss your coverage and premium. All of our agents are equipped to bind coverage over the phone so we’ve got you covered. No paper, no complicated emails or forms. One calls and have your policy in place over the phone! x

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January 17, 2019  •   2 minute read

Safe Driver Discounts & How to Earn Them

The List of Discounts And How to Earn Them

Safe Driver Discounts & How to Earn Them

Safe Driver Discounts & How to Earn Them.

There are plenty of insurance discounts available to Canadian drivers. From customer loyalty discounts to good student discounts there are a plethora of ways you can save on auto insurance. One of the most common ways to save on your car insurance is with a safe driver discount.

Simply by driving safe, you can save hundreds on your car insurance rate. Throughout this post, we’ll fill you in on everything there is to know about safe driver discounts so you can finally be rewarded for your exceptional driving habits.

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What Is A Safe Driver Discount?

A safe driver discount is a reward for driving safe on the road. Many insurance companies offer this incentive to safe drivers who do not have any claims or recent accidents. Overall, this policy creates safer roads for everyone.

Insurance companies offer safe driver discounts to drivers who maintain a clean record for a specified amount of years. In Canada, the standard number of years that a clean record must be maintained in order to receive a safe driver discount is usually 3 years.

How Can I Earn A Safe Driver Discount?

As we stated before, you must maintain a clean record for at least 3 years in order to be considered for a safe driver discount. A clean record consists of no at-fault accidents, no claims, and no convictions.

Most insurance companies offer a safe driver discount. To see if you’re eligible for a safe driver discount, follow these five steps:

  • 1. Browse your auto insurance provider’s website to find any information about discounts.
  • 2. Once you locate discount information, search for a safe driver discount.
  • 3. Read the information and assess if you’re eligible.
  • 4. If there is no information about safe driver discounts located on their website, reach out to them directly.
  • 5. Await further information on how you can receive any safe driver discounts.

How Much Can I Save With a Safe Driver Discount?

How Much Can I Save With a Safe Driver Discount?

The amount you can save with a safe driver discount truly depends on your record and your auto insurance company. Generally, you can save anywhere from 5% to 25% on auto insurance costs. This discount may even increase over time depending on how safe of a driver you truly are. This discount can save you hundreds, even thousands, of dollars in the long run so be sure to take advantage of this discount if you are eligible!

Other Ways to Save Money on Auto Insurance

My Insurance Broker is your best source for finding savings on auto insurance. With our help, you can comb through various insurance providers to find a rate and plan that fits your preferences. Get the tailored auto insurance plan you deserve today!

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