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Knowledge Base Articles
What is Carbon Monoxide (CO)? The Silent Killer
What is Carbon Monoxide? It is a toxic, odorless, colorless and a tasteless gas. Where does it come from? It comes from any fuel (gas, oil, wood or solid…
Insurance Fraud: What is Insurance Fraud? Stop Paying for Insurance Fraud
Insurance fraud is a criminal offence under the federal Criminal Code of Canada where one engages in the illicit act of intentionally falsifying a claim...
Ontario Fault Determination Rules: What Are Fault Determination Rules?
In Ontario, New Brunswick and Quebec, charts or rules are used to determine fault or responsibility for Direct Compensation – Property Damage claims, but not…
Personal Injury Liability: What is Personal Injury Liability?
Personal injury Liability is Injury other than bodily injury arising out of defined causes which usually include false arrest or detention, malicious…
Insurance Hazard: What is an Insurance Hazard? Moral Hazard? Physical Hazard?
An Insurance Hazard means: Hazard is a condition that may cause a Peril to happen or worsen. There are two types of Hazard, Moral Hazard and Physical Hazard…
The 10 Highest and Lowest Ticketed Vehicles on the Road Today
Is it the car you drive? Is it the colour of your vehicle? Is it your driving habits? Or is it all of the above that makes police nervous? There are a…
Understanding the Perlis of Incorrect Tire Pressure
The importance of maintaining the recommended optimal tire pressure should not be underestimated. Incorrect tire pressure impacts fuel efficiency, road safety…
What To Do After An Accident. And, Will My Insurance Premium Increase?
How much does your car insurance rate increase after a car accident? Auto Accidents happen. Preparing for them is necessary to avoid insurance premium increases.
The Cost of Ontario's HOT Lanes: Solo Drivers to Spend $60 a Month
New Ontario Government stipulations will soon allow individual drivers without passengers to utilize HOV lanes on a major highway, the Queen Elizabeth Way (QEW)
My Insurance Broker and Uber Insurance Ontario. Get Your Uber Quote Now
There’s no doubt that UBER’s take on transportation network service is a disruptive technology… However, UBER’s “insurance” has not kept pace, leaving the…
Update: Final costs of the Fort McMurray wildfire disaster total $3.58bn
Fort McMurray made international headlines in May when the nearly 600,000 hectare wildfire burned… one of the costliest natural disasters in Canadian history.
Get Uber Insurance at No Additional Cost with Intact, Novex & Jevco
Update: UBER Insurance in Ontario As of July 2016, Intact and My Insurance Broker now have UBER Insurance available to UBER drivers at no additional cost…
Challenges of Winter Weather, Strengthening Your Homes Defenses
In Canada, we face the challenge of extreme, True North, weather. As we winterize our cars and our wardrobes, we need to winterize our homes to…
High Risk Home Insurance and the Fort McMurray Fire:
88 per cent of the land devastated in the Fort McMurray wildfire was at a high or very high risk for succumbing to fire damage due to many buildings’ proximity…
Why is Business Insurance so Important?
Although it’s important to take occasional risks, lacking business insurance is not a risk worth taking, particularly if you’re a small business owner…
Autonomous Vehicles: A Driving Force Against High Insurance Premiums
The melding of technology and automotive ingenuity has born autonomous, self-driving vehicles. Companies such as Facebook, Google, and many automotive titans