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Auto Insurance Discounts Expained
Why does having multiple people with policies (dual-policy) in the same household affect my insurance premium?
The larger your family, the more room for savings. Insurance companies often reward clients when additional business is brought through family members. If you have a high risk driver, signing the whole family with an insurance company may be the only way help to keep premiums to a minimum. This is beneficial for both you and the insurance companies as it spreads the risk of financial loss across multiple factors, indicates to the insurance company that you are concerned about your protecting yourself and your loved ones from financial risks, and provides you with savings through reduced aggregate insurance premiums. Speak with one of our brokers to find out how to help your high-risk family member.
How much can I save if multiple people in my household have insurance with the same company (dual-policy)?
Having multiple people insured by the same company can affect your insurance premium, and you may be eligible to save between 10 – 15% per additional policy. This means that by adding additional lines of business (policies) you can receive additional reductions in insurance premiums. A great example of this is the Home & Auto Discount.