Dear valued customers, as you must all be aware of COVID-19 and the strict protocols which have been implemented nationally, it is important that we continue to provide facilities to look after our current and prospective customers needs. Effective March 18th, 2020, My Insurance Broker closed its corporate offices and has since had all members of its staff and broker partners working from home. Although we maintain a few members of our team to continue to maintain administration functions, our doors continue to be temporarily closed to the public. We can however maintain all your queries through one of our secure alternative channels. Existing Clients: Please call us on our toll-free line or contact your broker directly. Our blog is constantly being updated and will have more information on ways to manage your policy, changes, and requests from the comfort of your home. Check back for this information and other useful tips while managing COVID-19 soon. New/Prospective Clients: Shopping has never been easier through our Online Quoter. Please complete your details online and one of our insurance specialists will contact you to discuss your coverage and premium. All of our agents are equipped to bind coverage over the phone so we’ve got you covered. No paper, no complicated emails or forms. One calls and have your policy in place over the phone! x

Compare rates on car insurance.

The perfect blend of savings and coverage.

August 30, 2016  •   1 minute read

Good Driver Discount

Auto Insurance Discounts Expained

Why does being a good driver affect my insurance premium?

Many insurers have special programs designed to reward you for being a good driver. This is most often designed to reward drivers that have not had any accidents or are taking advantage of special promotions such as telematics (hyperlink to telematics section). You are rewarded for not having claims, which is evidence of your proven defensive driving techniques that help to reduce risk and the chances of accidents in dangerous driving conditions. In addition to this, many insurers provide accident forgiveness, meaning your premium won’t increase after your first accident.

How much can I save on insurance by being a good driver?

Being a good driver can affect your insurance premium, and you may be eligible to save between 5 – 25%. Your insurer may attribute less claims risk to you because of your good driving record, indicating that you are a good driver.

Questions? I'm here to help.
Get your insurance quote over the phone—in minutes!
We are available M-F 9am-6pm and will call you as soon as possible. Feel free to call us at 1 (855) 482-5001 During normal business hours.