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Good Driver Discount

Auto Insurance Discounts Expained

By Derek Visser  •  My Insurance Broker
August 30, 2016  •  1 minute read

Why does being a good driver affect my insurance premium?

Many insurers have special programs designed to reward you for being a good driver. This is most often designed to reward drivers that have not had any accidents or are taking advantage of special promotions such as telematics (hyperlink to telematics section). You are rewarded for not having claims, which is evidence of your proven defensive driving techniques that help to reduce risk and the chances of accidents in dangerous driving conditions. In addition to this, many insurers provide accident forgiveness, meaning your premium won’t increase after your first accident.

How much can I save on insurance by being a good driver?

Being a good driver can affect your insurance premium, and you may be eligible to save between 5 – 25%. Your insurer may attribute less claims risk to you because of your good driving record, indicating that you are a good driver.

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